Since retirement we have started to take advantage of a lot of the special value offers by the cruise lines.   While we have good health insurance policies we do worry about what would happen to us if we were out of the country and had to be hospitalized or evacuated due to medical problems.  We realized that he cost of a medical flight could generate a bill large enough to take all of our travel money for the rest of our lives.  This is why we always purchase the medical Travel Insurance Cover.  We travel with a peace of mind now.